RISKS / Claim Situations

#1

If an employee deviates from routine employment duties and is injured, we could have a defense.

#2

Horseplay on the job is considered a deviation from employment.

#3

Parking lot injuries depend on the ownership of the lot to determine compensability

#4

Comings and Goings from work claims in a personal vehicle are usually denied

#5

The presence of alcohol and drug use is certainly defensible if the cause of the accident can be correlated to the injured worker being under the influence.

#6

Employees have thirty (30) days to report an on-the-job injury. Reported claims beyond that date are defensible

#7

Employers, like you, have seven (7) days to notify the carrier of an injury and report the claim. First aid injuries not requiring outside medical attention do not require notifying the carrier. Please remember this fact and call me personally within seven (7) days to discuss the injury. My cellular phone number is 850-832-7699. Fines from the State exist for reporting beyond the seven (7) days

Workers Compensation Insurance Specialists: Call now: 800-508-9126

RISKS / Claim Situations

#1

#2

#3

#4

#5

#6

#7